| Reserve Law Officers Association of America |
A benefit of membership
in RLOAA is
Accident Medical Expense protection.
Every member of the Reserve Law Officers Association of America is covered under
a
group accident medical expense policy issued by The Life Insurance Company of
North
America, with coverage up to $10,000.00 for individual memberships, and up to
$30,000.00
if the member belongs to a "100% Participating Unit."
The accident medical expense policy pays expenses resulting from accidental
bodily
injuries sustained while performing assignments in the line of duty as a law enforcement
officer.
If, on account of such injuries, the member requires medical
or surgical treatment,
including hospitalization, X-ray examination, the services of registered
nurses or the
use of
ambulatory services, the insurance pays the expenses incurred. The policy pays
in excess
of any other coverage such as Blue Cross/Blue Shield or other group,
blanket, or franchise insurance.
There is no deductible.
When a member is injured, he should contact National
Headquarters of RLOAA either
in
writing or by telephone or fax:
Mail: P.O.
Box 17807, San Antonio, TX 78217
E-Mail: reslaw@infohiwy.net
Telephone: 210-653-5754
FAX: 210-653-9655
Advise the office of the date and nature of the injury,
name of the law enforcement
agency you are connected with, and whether or not you are a member of a
"100 Percent Participating Unit" in the RLOAA.
The office will partially fill out a Claim Form to be
submitted by you to the Claims
Office of
INA. The information the office places on the Claim Form is required by
INA, then fill out the information on the form which
applies to you personally, and
then take it to your doctor and/or hospital so they can fill out their portion.
Attach any ambulance, doctor, hospital, or other bill to the
Claim Form and mail it
YOURSELF in the special pre-addressed envelope RLOAA sends you. That
envelope
is addressed to the Claims Office which will handle your claim.
If you follow these instructions, the claim will be handled
in the shortest possible time.
Deviation from this procedure can delay settling your claim.
Do not send any bills to National Headquarters of RLOAA.
That will only delay
payment as this office will have to send the bills back to you so they will be submitted
with the proper claim form, or added to the claim form previously filed with its number.
Be sure
your doctor and hospital send their bills to you, and not to RLOAA.
Once our claim is filed, you will be given a claim number by
the Claims Office of INA.
Then, if subsequent bills come in (such as for rehabilitation) you can simply
send them in
for payment, giving the proper claim number to INA. Claims handled in this
simple way
have been taken care of very promptly.
A reminder: if the Claims Office requests further information
from you, respond
immediately because as long as they are waiting for your reply, your claim is held up.
JOIN TODAY. Click here for: Application for membership